Retirement Benefits

Retirement Programs

Participation in the state's retirement plan is mandatory for employees in Full-Time Equivalent positions and for Temporary employees with funds already on deposit with SC Retirement Systems (SCRS). Contributions are deferred from federal and state income tax. There are two (2) retirement plans available to HGTC employees: SCRS Plan and the Optional Retirement Program (ORP).



SC Retirement Systems Plan (SCRS) is a defined-benefit plan, which means that the retirement annuity is based upon the employee's average final compensation and years of service. Both the employee and the employer contribute to the plan.  

South Carolina Retirement Systems Enrollment Form 1100
South Carolina Retirement Systems Beneficiary Form

View recorded Webinar: Understanding your Retirement through SCRS

► The Optional Retirement Plan(ORP)is a defined-contribution plan, which means the retirement annuity is based upon contributions and investment performance. Persons electing to participate in the ORP will be required to select an investment provider. For current investment options, visit http://www.retirement.sc.gov/. Both the employee and employer contribute to the plan.

South Carolina Retirement Systems Enrollment Form 1100
South Carolina Optional Retirement Program Beneficiary Form


SC Deferred Compensation System: Horry Georgetown Technical College employees may elect to participate in the SC Deferred Compensation Program. Program options include a 401K and 457 plan, and contributions are made through payroll deduction. For program specifics, visit www.southcarolinadcp.com