Insurance Benefits

Welcome to General Enrollment Information!

This page gives you basic information regarding the State's insurance programs and subsequent benefits. 



Changes Employees Can Make Throughout the Year


Health, Dental and Vision Care Coverage

  • Employees may add or drop coverage for themselves or their dependents within 31 days of a special eligibility situation, as defined in the Insurance Benefits Guide.

Optional Life

  • Employees enrolled in Optional Life AND participating in the MoneyPlu$ Pretax Group Insurance Premium feature can increase, decrease, or drop coverage only during annual or open enrollment or within 31 days of a special eligibility situation. Medical evidence of good health is required to add or increase coverage more than $50,000.
  • Employees enrolled in Optional Life, but NOT participating in the MoneyPlu$ feature, may increase, decrease, or drop coverage at any time. Medical evidence of good health is required to increase coverage.

Dependent Life

  • Employees can apply to enroll their spouse in Dependent Life or to increase coverage on their spouse by providing medical evidence of good health. Coverage of a spouse cannot exceed 50 percent of the employee's coverage, or $100,000, whichever is less. The exception to this is for an employee who is not enrolled in Optional Life or who is enrolled for $10,000, $20,000, or $30,000. This employee can enroll his or her spouse for $10,000 or $20,000 with medical evidence of good health.
  • Employees may decrease the amount of Dependent Life Insurance coverage they have on their spouse.
  • Employees can apply to enroll their children in Dependent Life without medical evidence of good health.
  • Employees can cancel Dependent Life on their children or spouse.

Supplemental Long Term Disability

  • Employees can apply to enroll in Supplemental Long Term Disability, or change from a 180-day waiting period to a 90-day waiting period, by providing medical evidence of good health. This change will go into effect the first of the month following approval of medical evidence. Employees can change from a 90-day waiting period to a 180-day waiting period without providing medical evidence of good health. This change will go into effect the first of the month following the signature date on the Notice of Election form.
  • Employees may cancel Supplemental Long Term Disability coverage. This change will go into effect the first of the month following the signature date on the Notice of Election form.

Long-Term Care

  • Employees can apply to increase coverage or enroll themselves and other eligible relatives in Long Term Care by providing medical evidence of good health. They can also cancel coverage.

MoneyPlu$

  • Employees may enroll in, or make changes to, a Medical Spending Account or Dependent Care Account within 31 days of a change in status, as defined in the Insurance Benefits Guide.
  • Employees enrolled in the State Health Plan Savings Plan who contribute to a MoneyPlu$ Health Savings Account (HSA) may change the amount they contribute to their HSA once a month.


THE LANGUAGE USED IN THIS PUBLICATION DOES NOT CREATE ANY CONTRACTUAL RIGHTS OR ENTITLEMENTS AND DOES NOT CREATE A CONTRACT BETWEEN THE SUBSCRIBER AND THE EMPLOYEE INSURANCE PROGRAM. THE EMPLOYEE INSURANCE PROGRAM RESERVES THE RIGHT TO REVISE THE CONTENT OF THIS PUBLICATION.

Benefits administrators and others chosen by your employer, who may assist with insurance enrollment and adjustments, retirement, or termination and related activities, are not agents of the Employee Insurance Program and are not authorized to bind the Employee Insurance Program.

This publication contains information about insurance benefits. Complete descriptions of the health and dental plans are contained in the Plan of Benefits documents. Their terms and conditions govern all health benefits offered by the state. If you would like to review these documents, contact your benefits administrator or the Employee Insurance Program